Unlock Your Home's Equity and Age in Place with Confidence
No monthly mortgage payments, stay in your home, get expert guidance from California's trusted reverse mortgage specialist.
Get Your Free Reverse Mortgage Guide
Learn if you qualify in minutes — no pressure, just guidance.
Bonus: Free 15-minute consultation with Bill Neail
Trusted by California Seniors
Helping homeowners unlock their equity safely for over 15 years
Licensed REALTOR®
CA DRE #00829979
Broker CA BRE #01799502
Licensed NMLS
NMLS #340517
Broker NMLS #305360
Equal Housing Opportunity
Fair Lending Practices
Decades of Service
15+ Serving Seniors with Reverse Mortgages
30 Years as a licensed REALTOR®
"Bill made the whole process so simple and clear. No pressure, just honest guidance. We can now stay in our home and have peace of mind about our finances."— Margaret & Robert, San Diego
"As a family, we were worried about mom's finances. Bill explained everything clearly and helped us understand how this could help her age in place safely."— Jennifer (daughter), La Jolla
"I was skeptical at first, but Bill's patience and expertise put me at ease. The reverse mortgage has given me the financial freedom I needed in retirement."— James, Coronado
Why Choose a Reverse Mortgage?
Turn your home into a retirement paycheck. Access the equity you've built over the years while keeping the home you love.
Stay in Your Home
Continue living in the home you love while accessing your equity. No need to move or downsize.
No Monthly Payments
Eliminate monthly mortgage payments. You're still responsible for taxes, insurance, and maintenance.
Peace of Mind
Gain financial security and reduce money worries so you can focus on enjoying retirement.
FHA Insured
All reverse mortgages are backed by the Federal Housing Administration for your protection.
Age in Place
Maintain your independence and stay connected to your community and neighbors.
Help Your Family
Reduce financial burden on your children while maintaining your lifestyle and dignity.
Common Questions About Reverse Mortgages
Get clear, honest answers to the questions seniors and their families ask most about reverse mortgages.